STATE ASSOCIATION REGULATIONS

Alabama

Regulatory Authority: The Supervisor of the Bureau of Loans of the Alabama State Banking Department

Alabama Pawn Shop Act

State Contact: Joey Holley, troypawndeals@gmail.com

Alaska

Licensing Authority: Department of Commerce, Community, & Economic Development

Alaska Pawn Statutes

Arizona

Arizona Pawn Statutes

Arkansas

ARKANSAS PAWNBROKER ACT

Arkansas State Contact: Tim Collier, tim@pacerltd.com

California

Regulatory Authority: California Department of Justice enforces the States Financial Code requirements for pawnbrokers.

California Financial Code

California Contacts: Jan Schneider, President, CAPA jewelryjan@att.net and Kim Andosca, Executive Director  kandosca@amgroup.us

Colorado

Colorado Pawn Code

Colorado Contact: Steven Adsit stores.35@mmi-corp.com

Connecticut

Connecticut Pawn Statutes

Delaware

Regulatory Authority: Office of the State Bank Commissioner

Delaware Pawn Statutes

Delaware Contact: Scott Paulsen pawn600@gmail.com

Florida

Florida Pawn Statutes

Florida State Contact: Joshua Davis josh@gcpawn.com

Georgia

Georgia Pawn Statutes

Georgia State Contact: Ben Levinson, ben.levinson65@gmail.com

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Hawaii

Hawaii Pawn Statutes

Hawaii State Contact Richard Dan bigrich@aloha.net

Idaho

Idaho Department of Finance Click here to visit the website of the Idaho Department of Finance.

Idaho Pawn Shop Laws Click here to browse Idaho laws relating to pawn shops.

Illinois

Regulatory Authority: Department of Financial and Professional Regulation

Illinois State Pawn Code

Illinois State Contact Kelly Swisher, President of Illinois Pawnbrokers Association arlingtonloan@sbcglobal.net

Indiana

Regulatory Authority: Department of Financial Institutions Clicking here redirects visitors to the Indiana State Department of Financial Institutions website.

Indiana State Pawn Code Click here to read the Indiana State Pawn Code

Indiana State Contact Greg Engstrom, Executive Director of Indiana Pawnbrokers Association gregengstrom@hotmail.com

Iowa

Division of Banking

http://www.idob.state.ia.us/

Iowa State Code

https://www.legis.iowa.gov/

Iowa State Contact

Lynden Miller moneyandmoreic@gmail.com

Kansas

Kansas Pawn Statutes

Kansas Statute Chapter 16 Article 7, Regulation of Pawnbrokers and Precious Metal Dealers

Kansas State Contact: Robin Tummons hsofstuart@gmail.com

Kentucky

Kentucky Revised Statutes

Kentucky State Contact: Rachael Parsons rcparsons77@gmail.com

Louisiana

Licensing and Regulatory Authority: Office of Financial Institutions

Louisiana Pawn Act

Louisiana State Contact: Kathy Pickerell, Executive Director

Maine

State Bureau of Consumer Credit Protection

http://www.credit.maine.gov/

Maine Pawn Statutes

http://www.maine.gov/pfr/consumercredit/licensing/pawnbroker/Pawnlaw.htm

Maryland

Licensing and Regulatory Authority: Department of Labor, Licensing, and Regulation

http://www.dllr.state.md.us/

Maryland Pawn Statutes

http://www.dsd.state.md.us/comar/subtitle_chapters/09_Chapters.aspx#Subtitle25

Maryland State Contact

Rick Sussman, President of Maryland Pawnbrokers Association ricksuss@aol.com

Massachusetts

Massachusetts State Code

https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXX/Chapter140

Massachusetts State Contact

Edward Bean, President of Massachusetts Pawnbrokers Association suffolkjewelers@gmail.com

Michigan

Michigan Pawn Act

Michigan State Contact: Mark Aubrey mark@motorcitypawnbrokers.com

Minnesota

Minnesota Pawn Statutes

https://www.revisor.mn.gov/topics/?type=statute&id=S3958451&year=2011

Minnesota State Contact

Michael Strauss uptownpawn@gmail.com

Mississippi

Regulatory Authority: Department of Banking and Consumer Finance

Clicking here directs visitors to the Mississippi Department of Banking and Consumer Finance website.

Mississippi Pawnbrokers Act

Read the Mississippi Pawnbroker Act here.

Mississippi State Contact

Nick Fulton, President of Mississippi Pawnbrokers Association nick@usapawn.com

Missouri

Licensing Authority: Consumer Credit Offices Division of Finance

Missouri State Contact: Tim Fairbanks, President of Missouri Pawnbrokers Association tim@extremepawn.com and Rob Lauer, Government Relations rob@pawncenter.com

Montana

Montana Pawn Statutes

https://leg.mt.gov/bills/mca/title_0310/chapter_0010/part_0040/section_0010/0310-0010-0040-0010.html

Montana State Contact

Patrick Smith mtgoldrush@gmail.com.

 

Nebraska

Nebraska Pawn Laws

http://nebraskalegislature.gov/laws/browse-chapters.php?chapter=69

Nebraska State Contact

Bruce Kaiman sols@qwestoffice.net

Nevada

Nevada Pawn Code

http://www.leg.state.nv.us/Division/Legal/LawLibrary/NRS/NRS-646.html

Nevada State Contact

Michael Mack  michael@maxpawn.com

New Hampshire

New Hampshire Pawn Statutes

http://www.gencourt.state.nh.us/rsa/html/NHTOC/NHTOC-XXXVI-398.htm

New Hampshire State Contact

Roger Weinreich tod@worldpath.net

New Jersey

Licensing and Regulatory Authority: Commissioner of Banking and Insurance

http://www.state.nj.us/dobi/index.html

New Jersey Pawn Shop Laws

http://www.state.nj.us/dobi/pn01_081.htm

New Mexico

New Mexico Pawn Statutes

http://law.justia.com/codes/new-mexico/2011/chapter56/article12/

New Mexico State Contact

J Bernstein (505) 344-7296

j@valley-pawn.com

New York

Licensing and Regulatory Authorities: Commissioner of Consumer Affairs (for New York City) Or Local Governing Body

New York Pawn Statutes

New York State Contact David Kaminsky, President of the Collateral Loan brokers Association of New York david@ezpawncorp.com

North Carolina

North Carolina Pawn Statutes

https://www.ncleg.net/EnactedLegislation/Statutes/PDF/ByArticle/Chapter_66/Article_45.pdf

North Carolina State Contact

Bob Moulton, President moultonbob@yahoo.com

North Dakota

North Dakota Municipal Government Code

https://www.legis.nd.gov/cencode/t40.html

Ohio

Licensing and Regulatory Authority: Department of Commerce’s Division of Financial Institutions

Clicking here redirects visitors to the Ohio Department Commerce Website

Ohio Pawnbroker Act

Click here to read the Ohio Pawnbroker Act

Ohio State Contact

Ohio Pawnbrokers Association, Raphael Tincher, raph@tedspawn.com

Oklahoma

Licensing and Regulatory Authority: Department of Consumer Credit

http://www.okdocc.state.ok.us/

Oklahoma Pawn Shop Act

http://www.ok.gov/okdocc/documents/1.%20Oklahoma%20Pawnshop%20Act.pdf

Oklahoma State Contact

Mike Blair opa2016.mike@gmail.com

Oregon

Licensing and Regulatory Authority: Department of Consumer and Business Services Division of Finance and Corporate Securities

Oregon Pawn Laws

Oregon Contact Person: Beth Anundi, Oregon Pawnbrokers Association capitalpawn1@gmail.com

 

Pennsylvania

Licensing and Regulatory Authority: Department of Banking and Securities Bureau of Licensing, Compliance and Investigation

http://www.banking.state.pa.us/portal/server.pt/community/dobs_home/14319

Pennsylvania State Code (Enter search term “pawn”)

http://www.pacode.com/secure/search.asp

Pennsylvania State Contact

Tod Gordon reedcw@aol.com and Stanton Myerson info@louspawn.com

Rhode Island

Rhode Island State Statutes

Pawn Laws

Second Hand Dealer Laws

Rhode Island State Contact: Cliff Frye cliff@pawnri.com

South Carolina

Licensing and Regulatory Authority: Department of Consumer Affairs

https://consumer.sc.gov/

South Carolina Pawn Laws

https://www.scstatehouse.gov/code/t40c039.php

South Carolina State Contact

Dickie Smith brokengroin@yahoo.com

South Dakota

South Dakota State Code

http://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statute=9-19

Tennessee

Tennessee Pawnbroker Act of 1988

https://law.justia.com/codes/tennessee/2010/title-45/chapter-6/part-2

Tennessee State Contact

Gayle Ferebee pawnshoplady@comcast.net

Texas

Licensing and Regulatory Authority: Commissioner of Consumer Credit

https://occc.texas.gov/

Texas Pawn Code

http://www.statutes.legis.state.tx.us/DocViewer.aspx?DocKey=FI%2fFI.371&Phrases=Pawn&HighlightType=1&ExactPhrase=False&QueryText=Pawn

Texas State Contact

Anthony Vanegas, (713) 681-7633
Texas Association of Pawnbrokers anthony@sunbeltpawn.com
Larry Nuckols, President of the San Antonio Pawnbrokers Association larry@brittx.com

 

Utah

Pawnshop and Secondhand Transaction Merchandise Transaction Information Act

https://le.utah.gov/xcode/Title13/Chapter32A/C13-32a_1800010118000101.pdf

Utah State Contact

Randi Nell aw3som387@gmail.com

 

Vermont

Vermont Pawn Statute

http://legislature.vermont.gov/statutes/fullchapter/09/097

Virginia

Code of Virginia

Click to read the Code of Virginia Title 51.4 Subtitle V Chapter 40

Virginia State Contact

Jay Dunbar jay@superiorpawnhampton.com and Cory Brown soamazing2010@gmail.com

Washington

Washington Pawn Chapter

http://apps.leg.wa.gov/rcw/default.aspx?cite=19.60&full=true#19.60.020

Washington State Contact

Janelle Morehart-Leevey janellem1919@gmail.com

Wisconsin

Wisconsin State Pawn Statutes

https://docs.legis.wisconsin.gov/statutes/statutes/138

 

Wyoming

Licensing and Regulatory Authority: State Banking Commissioner

Click here redirects users to the Wyoming Division of Banking Website

Wyoming Consumer Credit Code

Click to read the Wyoming Consumer Credit Code

Wyoming State Contact

John Mason lincolnwaypawn@msn.com

 
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